Loan APR rates range from 5.99% to 35.99% maximum APR and the loan repayment period is 90 days up to 72 month maximum for qualified consumers.

Credit Cards for Poor

Compare Cards from These Reputable Credit Card Providers

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Poor credit doesn’t have to stop you from reaching your financial goals. You simply need to get creative, such as by finding a poor credit credit card that can help boost your score. Many credit card issuers offer credit cards for poor credit, as they realize that this financial tool can help consumers get back on the right track. If your credit is poor and you need a credit card to improve your finances, check out some of the many offers detailed below.

Destiny Mastercard®

Destiny Mastercard®


  • Credit Needed : Good, Fair, Poor, Bad
  • Credit Brand : Mastercard
  • Annual Fee : See Terms
  • Intro Purchase APR : n/a
  • Regular Purchase APR : 24.9%
  • Rewards Rate : n/a
Destiny Mastercard®

Destiny Mastercard®


  • Credit Needed : Good, Fair, Poor, Bad
  • Credit Brand : Mastercard
  • Annual Fee : See Terms
  • Intro Purchase APR : n/a
  • Regular Purchase APR : 24.9%
  • Rewards Rate : n/a
Destiny Mastercard®

Destiny Mastercard®


  • Credit Needed : Good, Fair, Poor, Bad
  • Credit Brand : Mastercard
  • Annual Fee : See Terms
  • Intro Purchase APR : n/a
  • Regular Purchase APR : 24.9%
  • Rewards Rate : n/a
First Digital Mastercard®

First Digital Mastercard®


  • Credit Needed : Bad, Limited
  • Credit Brand : Mastercard
  • Annual Fee : $75.00 for first year. After that, $48.00 annually.
  • Intro Purchase APR : n/a
  • Regular Purchase APR : 35.99%
  • Rewards Rate : n/a
Net First Platinum

Net First Platinum


  • Credit Needed : Bad, Limited, No Credit
  • Credit Brand : Horizon
  • Annual Fee : See website for Details*
  • Intro Purchase APR : 0%
  • Regular Purchase APR : n/a
  • Rewards Rate : n/a
Reflex® Platinum Mastercard®

Reflex® Platinum Mastercard®


  • Credit Needed : Good, Fair, Poor, Bad
  • Credit Brand : Mastercard
  • Annual Fee : See Terms*
  • Intro Purchase APR : See Terms*
  • Regular Purchase APR : 24.99% - 29.99% APR
  • Rewards Rate : N/A
Surge® Platinum Mastercard®

Surge® Platinum Mastercard®


  • Credit Needed : Fair, Poor, Bad
  • Credit Brand : Mastercard
  • Annual Fee : See Terms*
  • Intro Purchase APR : N/A
  • Regular Purchase APR : 24.99% - 29.99% APR
  • Rewards Rate : N/A
Milestone® Mastercard® – Mobile Access to Your Account

Milestone® Mastercard® – Mobile Access to Your Account


  • Credit Needed : Good, Fair
  • Credit Brand : Mastercard
  • Annual Fee : $35 - $99*
  • Intro Purchase APR : n/a
  • Regular Purchase APR : 24.9%
  • Rewards Rate : n/a
First Access Visa® Card

First Access Visa® Card


  • Credit Needed : Fair, Poor, Bad
  • Credit Brand : Visa
  • Annual Fee : See Terms
  • Intro Purchase APR : n/a
  • Regular Purchase APR : See Terms
  • Rewards Rate : n/a
First Progress Platinum Prestige Mastercard® Secured Credit Card

First Progress Platinum Prestige Mastercard® Secured Credit Card


  • Credit Needed : Poor, Limited, No Credit
  • Credit Brand : Mastercard
  • Annual Fee : $49.00
  • Intro Purchase APR : n/a
  • Regular Purchase APR : 14.49% (V)
  • Rewards Rate : n/a
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