Personal Loans for Fair Credit

Connect with These Top-Rated Lending Partners

CashUSA.com

CashUSA.com

Loan Amount : $500 to $10,000

    Only Takes Minutes to Complete
    Need : Poor to Excellent Credit
  • Loan Term : 3-72 months
  • APR : 5.99% to 35.99%
Terms and conditions apply
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LifeLoans

LifeLoans

Loan Amount : $100 to $40,000

    Process Within 2 Minutes!
    Need : Poor to Excellent Credit
  • Loan Term : 3-60 months
  • APR : 5.99% - 35.99%
Terms and conditions apply
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100Lenders

100Lenders

Loan Amount : $100 to $40,000

    Fast Approval Decision
    Need : Poor to Excellent Credit
  • Loan Term : 12-24 months
  • APR : 5.99% - 35.99%
Terms and conditions apply
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NextDayPersonalLoan

NextDayPersonalLoan

Loan Amount : $100 to $40,000

    Request a Loan under 2 Minutes!
    Need : Fair to Excellent Credit
  • Loan Term : 2-180 months
  • APR : 6% to 35.99%
Terms and conditions apply
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Bad Credit Loans

Bad Credit Loans

Loan Amount : $500 to $5,000

    Quick Loan Request Decision
    Need : Poor to Excellent Credit
  • Loan Term : 3-36 months
  • APR : From 5.99% to 35.99%
Terms and conditions apply
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Auto Credit Express®

Auto Credit Express®

Loan Amount : up to $35,000

    Need : Poor to Excellent Credit
  • Loan Term : 36-60 Months
  • APR : 4.99% - 35.99%
Terms and conditions apply
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Max Car Loan

Max Car Loan

Loan Amount : Up to $35,000

    Need : Poor to Excellent Credit
  • Loan Term : Terms on website
  • APR : Terms on website
Terms and conditions apply
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APR & Loan Duration

The APR on a personal loan from our network of lenders and lending partners varies, with many providers offering rates from 4.79% to 35.99% and loan durations between 90 days and 72 months. The actual loan rate depends on the loan amount and term requested, as well as your credit score, usage, and history. If you are offered a loan, you will have the opportunity to review the final offer made by the lender or lending partner and accept their loan agreement.

Representative Example

If you borrow $4,000 on a 2 year repayment term, the monthly repayment will be $182.74. Total repayment will be $4,385.74.

Annual Percentage Rate

The Annual Percentage Rate is the rate at which your loan accrues interest. It is based upon the amount of your loan, cost of the loan, term of the loan, repayment amounts and timing of payments and payoff. By law, the lending partner and partner must show you the APR before you enter into the loan.

States have laws limiting the APR that the lending partner or partner can charge you. Rates will vary based on your credit, loan size and whether collateral is provided, with the lowest rates available to customers with good credit on larger, secured loans. Minimum and maximum loan amounts and APR may vary according to state law and lending partner or partners. We recommend you read the lending partner’s and partner’s personal terms and conditions in full before proceeding for a personal loan.

Typical Personal Loan Terms

While specific terms of personal loans will vary depending on your state,lender and your specific circumstances, below is a general range of common terms.

  • Loan amount: $300 – $15,000
  • Lending period: 6 - 72 months
  • Payment frequency: Once a month or twice a month
  • APR: Will vary based on your credit score, repayment history and other factors
  • Prepayment penalty: None
 

Personal Loan Example

Amount Period APR Monthly Total Paid
$2,000 24 month 12% $94.15 $2,259.60
$2,000 24 month 24% $105.74 $2,537.76
$2,000 24 month 35.99% $118.09 $2,834.16
 

How a Personal Loan can Help You.

From a large medical bill to a car repair, you never know when an emergency will hit close to home. Just the same, there are times when you need an influx of cash to take on a home improvement project or to make a purchase.

Our process is designed with the consumer in mind, as it’s our goal for you to move forward in a fast and efficient manner. With access to our network of lending partners, you may be able to secure a loan of up to $100,000. Even better, you may be able to receive your funds within one business day (selected lenders).

Loan Terms : The APR on a personal loan from our network of lenders and lending partners varies, with many providers offering rates from 4.79% to 35.99% and loan durations between 90 days and 72 months. The actual loan rate depends on the loan amount and term requested, as well as your credit score, usage, and history. If you are offered a loan, you will have the opportunity to review the final offer made by the lender or lending partner and accept their loan agreement.

APR Disclosure : The Annual Percentage Rate is the rate at which your loan accrues interest. It is based upon the amount of your loan, cost of the loan, term of the loan, repayment amounts and timing of payments and payoff. By law, the lending partner and partner must show you the APR before you enter into the loan. States have laws limiting the APR that the lending partner or partner can charge you. Rates will vary based on your credit, loan size and whether collateral is provided, with the lowest rates available to customers with good credit on larger, secured loans. Minimum and maximum loan amounts and APR may vary according to state law and lending partner or partners. We recommend you read the lending partner’s and partner’s personal terms and conditions in full before proceeding for a personal loan.

The operator of this website is not a lender, does not broker loans to lenders and does not make personal loans or credit decisions. This website does not constitute an offer or solicitation to lend. Providing your information on this website does not guarantee that you will be approved for a personal loan. The operator of this website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product.

Advertiser Disclosure : We receive remuneration from our partners when someone applies or gets endorsed for a money related item through our website. Be that as it may, the consequences of our aides and publication surveys depend on quantitative and subjective evaluations of item elements — nothing else. Remuneration may impact the items we survey and expound on, the request in which classifications show up in “top-rated” pages, regardless of whether items show up on our site or articles. While we attempt to highlight the greatest number of credit offers on our site as we can keep up, we perceive that our site does not include each organization or credit item accessibly available.

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