Personal Loans for Bad Credit

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5KFunds

5KFunds

Loan Amount : $100 to $35,000

    blank Deposited Directly into your Bank Account
  • APR : 5.99% - 35.99%
  • Loan Term : 3 to 72 months
  • Credit Score : Bad/Fair/Good/Excellent
  • Updated for : Tue 07 Dec 2021
Terms and conditions apply
One Loan Now

One Loan Now

Loan Amount : Up to $50,000

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  • APR : 3.84% to 35.99%
  • Loan Term : 90 Days to 72 Months
  • Credit Score : Bad/Fair/Good/Excellent
  • Updated for : Tue 07 Dec 2021
Terms and conditions apply
CashUSA.com

CashUSA.com

Loan Amount : up to $10,000

    Only Takes Minutes to Complete
  • APR : 5.99% to 35.99%
  • Loan Term : 3-72 months
  • Credit Score : Bad/Fair/Good/Excellent
  • Updated for : Tue 07 Dec 2021
Terms and conditions apply
Loan Pioneer

Loan Pioneer

Loan Amount : $100 to $5,000

    blank CASH AS SOON AS NEXT BUSINESS DAY
  • APR : 5.99% to 35.99%
  • Loan Term : 90 Days to 24 Months
  • Credit Score : Bad/Fair/Good/Excellent
  • Updated for : Tue 07 Dec 2021
Terms and conditions apply
BadCreditLoans.com

BadCreditLoans.com

Loan Amount : up to $5,000

    Quick Loan Request Decision
  • APR : From 5.99% to 35.99%
  • Loan Term : 3-36 months
  • Credit Score : Bad/Fair/Good/Excellent
  • Updated for : Tue 07 Dec 2021
Terms and conditions apply
Gazelle Loans

Gazelle Loans

Loan Amount : $300 -$5,000

    Get the cash you need to help you.
  • APR : 5.99% - 35.99%
  • Loan Term : 90 Days to 24 Months
  • Credit Score : Bad/Fair/Good/Excellent
  • Updated for : Tue 07 Dec 2021
Terms and conditions apply
LoansUnder36

LoansUnder36

Loan Amount : $500 to $35,000

    blank Quick Decision - Conveniently Online
  • APR : 5.99% - 35.99%
  • Loan Term : 3 to 72 months
  • Credit Score : Bad/Fair/Good/Excellent
  • Updated for : Tue 07 Dec 2021
Terms and conditions apply
Zippy Loan

Zippy Loan

Loan Amount : up to $15,000

    blank Money As Soon As Tomorrow!
  • APR : 12% to 35.99%
  • Loan Term : 6 to 72 months
  • Credit Score : Bad/Fair/Good/Excellent
  • Updated for : Tue 07 Dec 2021
Terms and conditions apply
Auto Credit Express®

Auto Credit Express®

Loan Amount : up to $45,000

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  • APR : 4.99% - 35.99%
  • Loan Term : 36-60 Months
  • Credit Score : Bad/Fair/Good/Excellent
  • Updated for : Tue 07 Dec 2021
Terms and conditions apply
AutoLoanZoom

AutoLoanZoom

Loan Amount : up to $45,000

    Get Auto Financing With Good Or Bad Credit
  • APR : 2.49% - 35.99%
  • Loan Term : 36-60 Months
  • Credit Score : Bad/Fair/Good/Excellent
  • Updated for : Tue 07 Dec 2021
Terms and conditions apply

Types of Loans : The Basics

Types of Loans : The Basics It’s important to understand the basics associated with the many types of loans, as this will help you make an informed decision if the time comes to borrow money. There are three specific details to consider when categorizing and comparing loans : Secured vs. unsecured loans Open-ended vs. closed-ended loans Fixed rate vs. variable rate loans Let’s get started! Secured vs. Unsecured Loans Secured Loans With a secured loan, you guarantee payment through collateral, such as your home or a car. In the event that you default on the loan, the lender has the

5 Times a Personal Loan Can Help

There may come a time in your life when you find yourself in need of extra money. While you have many options, you’ll first want to consider the benefits of a personal loan. Here are some reasons why a personal loan could be the perfect solution: It’s unsecured, meaning no collateral is requiredYou can choose from a variety of terms Interest rates are competitive when compared to secured loans Note: if you have a strong credit history and high credit score, your chance of approval is much greater. Lenders base their decision largely on these factors, since they’re not taking

Things to Know About Installment Loans

If you need to borrow money, there’s a good chance you can find a loan that suits your exact requirements. For example, you can buy a home with a mortgage or you can buy a vehicle with an auto loan. And for younger borrowers, student loans are common. When searching for a loan, it’s important to understand the difference between installment loans and lines of credit. Here are the basics of an installment loan: You agree to borrow a specific amount of money from a lender You agree to pay the loan back over a predetermined period of time You

What is a Personal Loan?

A personal loan is simple to understand : it is a term loan that is repaid over a specific period of time, such as five years. Via our website, you can locate a lender that lends from $1,000 to $100,000. Your eligibility is based on factors such as your credit rating score, credit rating history, and laws in your state of residence.

There are both secured and unsecured loans, with every lender providing a unique set of terms and conditions. We don’t act as a lender, but do our best to connect you with a loan provider that suits your every need.

A rapid funded loan could come at a no better time when you need to pay a past due utility bill, have a personal emergency, or just need some fast funding to help you get through the rest of the week. These lending partners work with all credit scores, and are able to provide speedy-fast funding. Submit your online form now with confidence. It's free to get started and there is no obligation!

How a Personal Loan can Help You.

From a large medical bill to a car repair, you never know when an emergency will hit close to home. Just the same, there are times when you need an influx of funds to take on a home improvement project or to make a purchase.

Our process is designed with the consumer in mind, as it’s our goal for you to move forward in a fast and efficient manner. With access to our network of lending partners, you may be able to secure a loan of up to $100,000. Even better, you may be able to receive your funds within one business day (selected lenders).

APR & Loan Duration

The APR on a personal loan from our network of lenders and lending partners varies, with many providers offering rates from 4.79% to 35.99% and loan durations between 90 days and 72 months. The actual loan rate depends on the loan amount and term requested, as well as your credit score, usage, and history. If you are offered a loan, you will have the opportunity to review the final offer made by the lender or lending partner and accept their loan agreement.

Representative Example

If you borrow $4,000 on a 2 year repayment term, the monthly repayment will be $182.74. Total repayment will be $4,385.74.

Annual Percentage Rate

The Annual Percentage Rate is the rate at which your loan accrues interest. It is based upon the amount of your loan, cost of the loan, term of the loan, repayment amounts and timing of payments and payoff. By law, the lending partner and partner must show you the APR before you enter into the loan.

States have laws limiting the APR that the lending partner or partner can charge you. Rates will vary based on your credit, loan size and whether collateral is provided, with the lowest rates available to customers with good credit on larger, secured loans. Minimum and maximum loan amounts and APR may vary according to state law and lending partner or partners. We recommend you read the lending partner’s and partner’s personal terms and conditions in full before proceeding for a personal loan.

Typical Personal Loan Terms

While specific terms of personal loans will vary depending on your state, lender and your specific circumstances, below is a general range of common terms.

  • Loan amount: $2,000 – $15,000
  • Lending period: 6 - 72 months
  • Payment frequency: Once a month or twice a month
  • APR: Will vary based on your credit score, repayment history and other factors
  • Prepayment penalty: None

Personal Loan Example

Amount Period APR Monthly Total Paid
$2,000 24 month 12% $94.15 $2,259.60
$2,000 24 month 24% $105.74 $2,537.76
$2,000 24 month 35.99% $118.09 $2,834.16

Office Location

Address: Attn: LeadDemand - 3200 E. Guasti Road, Suite 100 - Ontario, CA 91761

Contact Information

Email: support@persaloan.com Phone: Customer Service

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