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Loan Amount : $100 to $40,000

    blank Process Within 2 Minutes!
  • APR : 5.99% - 35.99%
  • Loan Term : 3-60 months
  • Credit Score : Poor to Excellent
  • Updated for : Fri 19 Apr 2024
Terms and conditions apply


Marketplace and Lending Partners
Our nation-wide marketplace of lenders and/or lending partners are available and ready to fund eligible individuals.

Fast Delivery
Funds direct deposited to your bank as soon as the next business day

Safe & Secure
Your information is safe with our 100% online loan request process

All Credit Considered
Submit a loan request now, regardless of your credit score. Conditions vary by lender and/or lending partner

Upfront Disclosure
No obligation loan request form. View terms from the lender and/or lending partner before commitment

  • Not available to residents of CT, NH, WA, and VT
  • Loan decisions in 2 minutes
  • All credit types considered
  • Large lender marketplace
  • See if you qualify today

Key Benefits

Loan Requests Process Within 2 Minutes!
Fill out our 100% online loan request form today and see if you are selected by a lender and/or lending partner in our marketplace! Our form is easy & processes within 2 minutes on average. We care about your privacy; our loan request form is safe & secure. Start your form now!

Loans For Any Credit Situation
Bad credit? No problem! Life Loans connects you with our nation-wide marketplace of lenders and/or lending partners and will attempt to connect you regardless of your credit situation! Lenders and/or lending partners are available and are ready to fund eligible individuals



Loan Amount : $100 to $40,000

Terms and Conditions Apply


The Annual Percentage Rate (APR) is the amount of interest you would pay on a personal loan over the course of a full year. The cost of the loan and APR depend on several factors, including the lender and/or lending partner, credit history, employment history, and applicable law. Your APR also depends on the desired loan amount and length of the repayment period. Rates on personal loans range from 6% to 35.99%. Personal loan rates won’t exceed 35.99% APR, including fees. Personal loan repayment periods can vary between 2 and 180 months. No repayment in under 61 days with personal loans.

The terms of your loan, including the APR, fees, finance charges, and other terms are disclosed during the loan request process after you are directed to the lender’s and/or lending partner’s loan agreement. This information is strictly between you and the lender and/or lending partner you are connected with. Not all customers will be eligible for a loan or meet the criteria to receive the best terms or lowest interest rate.

Compare These Details When Searching for a Personal Loan

Searching for a personal loan is easier said than done for a variety of reasons. In addition to your financial requirements, you must take into consideration the hundreds of lenders that are willing to do business with you. Fortunately, once you know what you’re looking for, it’s much easier to narrow your options and make a final decision. Here are five details to compare when searching for a personal loan: 1. Reputation There’s never a good time to borrow from a lender with a less than stellar reputation. Taking this risk can backfire, as you may find yourself in a

How to Pay for a Home Renovation Project

Are you interested in tackling a home renovation project, but unsure of how to fund it? Are you concerned about biting off more than you can chew in regards to your budget? As a general rule of thumb, you shouldn’t do anything until you have a clear idea of how much your project will cost. There are two ways to figure this out: If it’s a DIY project, tally up the cost of all the material needed to complete it If you’re hiring a contractor, request three to five quotes from reputable providers in your area Either way, you’ll end

4 Ways To Improve Your Chances Of Getting A Personal Loan

4 Ways To Improve Your Chances Of Getting A Personal Loan Are you interested in applying for a personal loan? Do you have concerns about receiving an approval? There are many benefits of a personal loan, ranging from the competitive interest rate to the fixed monthly payment. While this may be just what you’re looking for, there is no guarantee of approval. Upon reviewing your finances, you may come to find that you can improve your chances of getting a personal loan. Here are some steps you can take: 1. Review Your Credit Report As you review your credit report,


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