Loan APR rates range from 5.99% to 35.99% maximum APR and the loan repayment period is 90 days up to 72 month maximum for qualified consumers.

Credit Cards for Fair

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With fair credit, it’s easy to believe that you’ll never qualify for a credit card. Fortunately, this isn’t true. There are hundreds of credit cards designed for consumers with fair credit, all of which provide a variety of benefits to help improve your finances. From the Surge Mastercard credit card to the First Access Visa credit card, we help you find the offer that best suits you. From the interest rate to fees, from credit requirements to brand information, we’ll help you secure the right credit card at the right time.

Destiny Mastercard®

Destiny Mastercard®


  • Credit Needed : Good, Fair, Poor, Bad
  • Credit Brand : Mastercard
  • Annual Fee : See Terms
  • Intro Purchase APR : n/a
  • Regular Purchase APR : 24.9%
  • Rewards Rate : n/a
Destiny Mastercard®

Destiny Mastercard®


  • Credit Needed : Good, Fair, Poor, Bad
  • Credit Brand : Mastercard
  • Annual Fee : See Terms
  • Intro Purchase APR : n/a
  • Regular Purchase APR : 24.9%
  • Rewards Rate : n/a
Destiny Mastercard®

Destiny Mastercard®


  • Credit Needed : Good, Fair, Poor, Bad
  • Credit Brand : Mastercard
  • Annual Fee : See Terms
  • Intro Purchase APR : n/a
  • Regular Purchase APR : 24.9%
  • Rewards Rate : n/a
Reflex® Platinum Mastercard®

Reflex® Platinum Mastercard®


  • Credit Needed : Good, Fair, Poor, Bad
  • Credit Brand : Mastercard
  • Annual Fee : See Terms*
  • Intro Purchase APR : See Terms*
  • Regular Purchase APR : 24.99% - 29.99% APR
  • Rewards Rate : N/A
Surge® Platinum Mastercard®

Surge® Platinum Mastercard®


  • Credit Needed : Fair, Poor, Bad
  • Credit Brand : Mastercard
  • Annual Fee : See Terms*
  • Intro Purchase APR : N/A
  • Regular Purchase APR : 24.99% - 29.99% APR
  • Rewards Rate : N/A
Total Visa® Card

Total Visa® Card


  • Credit Needed : Fair, Bad
  • Credit Brand : Visa
  • Annual Fee : See Terms*
  • Intro Purchase APR : n/a
  • Regular Purchase APR : See Terms*
  • Rewards Rate : n/a
FIT® Platinum Mastercard®

FIT® Platinum Mastercard®


  • Credit Needed : Fair, Poor, Bad
  • Credit Brand : Mastercard
  • Annual Fee : See Terms*
  • Intro Purchase APR : n/a
  • Regular Purchase APR : See Terms*
  • Rewards Rate : See Terms*
Indigo® Mastercard® Credit Card

Indigo® Mastercard® Credit Card


  • Credit Needed : Good, Fair
  • Credit Brand : Mastercard
  • Annual Fee : $0 - $99
  • Intro Purchase APR : n/a
  • Regular Purchase APR : 24.9%
  • Rewards Rate : n/a
Milestone Mastercard®

Milestone Mastercard®


  • Credit Needed : Good, Fair
  • Credit Brand : Mastercard
  • Annual Fee : $35 - $99*
  • Intro Purchase APR : n/a
  • Regular Purchase APR : 24.9%
  • Rewards Rate : n/a
Milestone® Mastercard® – Mobile Access to Your Account

Milestone® Mastercard® – Mobile Access to Your Account


  • Credit Needed : Good, Fair
  • Credit Brand : Mastercard
  • Annual Fee : $35 - $99*
  • Intro Purchase APR : n/a
  • Regular Purchase APR : 24.9%
  • Rewards Rate : n/a
Indigo® Mastercard® for Less than Perfect Credit

Indigo® Mastercard® for Less than Perfect Credit


  • Credit Needed : Poor, Bad
  • Credit Brand : Mastercard
  • Annual Fee : $0 - $99
  • Intro Purchase APR : n/a
  • Regular Purchase APR : 24.9%
  • Rewards Rate : n/a
First Access Visa® Card

First Access Visa® Card


  • Credit Needed : Fair, Poor, Bad
  • Credit Brand : Visa
  • Annual Fee : See Terms
  • Intro Purchase APR : n/a
  • Regular Purchase APR : See Terms
  • Rewards Rate : n/a
First Access Visa® Card

First Access Visa® Card


  • Credit Needed : Fair, Poor, Bad
  • Credit Brand : Visa
  • Annual Fee : See Terms
  • Intro Purchase APR : n/a
  • Regular Purchase APR : See Terms
  • Rewards Rate : n/a
Freedom Gold Card

Freedom Gold Card


  • Credit Needed : Fair, Bad, Limited
  • Credit Brand : Horizon
  • Annual Fee : See website for Details*
  • Intro Purchase APR : 0.00%
  • Regular Purchase APR : N/A
  • Rewards Rate : N/A
Milestone® Mastercard®

Milestone® Mastercard®


  • Credit Needed : Good, Fair
  • Credit Brand : Mastercard
  • Annual Fee : $35 - $99*
  • Intro Purchase APR : n/a
  • Regular Purchase APR : 24.9%
  • Rewards Rate : n/a
Indigo® Unsecured Mastercard® – Prior Bankruptcy is Okay

Indigo® Unsecured Mastercard® – Prior Bankruptcy is Okay


  • Credit Needed : Good, Fair
  • Credit Brand : Mastercard
  • Annual Fee : $0 - $99
  • Intro Purchase APR : N/A
  • Regular Purchase APR : 24.9%
  • Rewards Rate : N/A
Total Visa® Card

Total Visa® Card


  • Credit Needed : Fair, Bad
  • Credit Brand : Visa
  • Annual Fee : See Terms*
  • Intro Purchase APR : n/a
  • Regular Purchase APR : See Terms*
  • Rewards Rate : n/a
Indigo® Unsecured Mastercard®

Indigo® Unsecured Mastercard®


  • Credit Needed : Good, Fair
  • Credit Brand : Mastercard
  • Annual Fee : $0 - $99
  • Intro Purchase APR : N/A
  • Regular Purchase APR : 24.9%
  • Rewards Rate : N/A
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