First Time Credit Cards

Brief Overview

• Get the security and convenience of a full-feature, unsecured MasterCard® Credit Card – accepted at millions of merchant and ATM locations worldwide and online.
• Build up your credit history with a card that reports to all three major credit bureaus every month.
• Perfect credit not required for approval; we may approve you when others won’t.
• Designed to help overcome credit issues; you may be approved even if you’ve been declined elsewhere.
• You may be eligible for a Credit Line Increase after 12 months.
• Easy and secure online application – It takes just moments to apply.
• Checking account required.
• If approved, just pay the one-time Program Fee to gain access to your new account and credit line (subject to available credit).
• Receive your card more quickly with optional Expedited Processing (additional fee applies).
• Get a result in as little as 60 seconds upon completion of the online application.
• Online Customer Center available 24 x 7.
• Issued by Synovus Bank, Member: FDIC

Brief Overview

The Net First Platinum card could be the perfect card for you.

*See Card for Details

Have you been denied credit in the past? Net First Platinum is available to help people meet their financial needs. Our fast and easy application could be just what you need. A $750 credit line (Usable only at TheHorizonOutlet.com) could be available to you faster than you ever thought possible.

• No Employment or Credit Check
• Bad Credit, No Credit – OK
• Always 0.0% APR
• Fast Online Applications

Brief Overview

• Initial Credit Limit of $300 – $1,000* (subject to available credit)
• See if you’re Pre-Qualified with no impact to your credit score
• All credit types welcome to apply
• Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
• Monthly reporting to the three major credit bureaus
• Fast and easy application process; results in seconds
• Use your card at locations everywhere Mastercard® is accepted
• Checking Account Required
• Mastercard Zero Liability Protection (subject to Mastercard guidelines)

Brief Overview

• Initial Credit Limit of $300 – $1,000* (subject to available credit)
• All credit types welcome to apply!
• Monthly reporting to the three major credit bureaus
• See if you’re Pre-Qualified without impacting your credit score
• Fast and easy application process; results in seconds
• Use your card at locations everywhere that Mastercard® is accepted
• Free online account access 24/7
• Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
• Checking Account Required
• Mastercard Zero Liability Protection (subject to Mastercard guidelines)

Give Your Credit a Surge It is easy to complete our online application. The Surge Mastercard® is designed for people with less than perfect credit. If you make on-time minimum payments and maintain your balances under the credit limits, you may be able to build, rebuild, or reestablish your credit! How it Works The Surge credit card is designed for people with less than perfect credit who want to get back on track. After you complete our short and easy online application, your results will be ready in a matter of seconds! Don’t miss this chance to Surge! Why Choose the Surge Card? If you have poor credit and are trying to improve your credit score, using a credit card responsibly may help. The Surge Mastercard® will report your payment activity to the three major credit bureaus on a monthly basis. Maintaining a low balance and paying your bill on time every month are two of the best practices for positive credit. Get Approved Today! It is easy to complete our online application. The Surge Mastercard® is designed for people with less than perfect credit. If you make on-time minimum payments and maintain your balances under the credit limits, you may be able to build, rebuild, or reestablish your credit!

Brief Overview

Brief Overview

• Easy pre-qualification process with fast response
• Less than perfect credit is okay
• Online servicing available 24/7 at no additional cost
• Unsecured credit card, no security deposit required
• Account history is reported to the three major credit bureaus in the U.S.

Brief Overview

• Prequalify for a card today and it will not impact your credit score
• Don’t have perfect credit? No problem!
• Mobile account access at any time
• Account history is reported to the three major credit bureaus in the U.S

*Dependent on credit worthiness

Brief Overview

• Pre-qualify today without an impact on your credit score
• Keeping your account in good standing may help establish and/or improve your credit
• Access your account online or from your mobile device 24/7
• Protection from fraud if your card is stolen
• Account history is reported to the three major credit bureaus in the U.S.