Top Personal Loans in 2021

Get up to $50,000 from these Trusted Lending Partners

Sponsored Links

Whether you’re looking to pay late bills, would like access to emergency funds, or need an urgent loan to help with the rent, these top-rated lending partners are here to help. Each lending partner has been reviewed for quality and transparency. There are no hidden fees and there is no obligation. Many lending partners provide quick loan decisions in a matter of minutes. Get started below.

blank

One Loan Now

Loan Amount : Up to $50,000

    blank Get connected in minutes
  • APR : 3.84% to 35.99%
  • Loan Term : 90 Days to 72 Months
  • Updated for : Sat 04 Dec 2021
Terms and conditions apply
blank

LoansUnder36

Loan Amount : $500 to $35,000

    blank Quick Decision - Conveniently Online
  • APR : 5.99% - 35.99%
  • Loan Term : 3 to 72 months
  • Updated for : Sat 04 Dec 2021
Terms and conditions apply
blank

5KFunds

Loan Amount : $100 - $35,000

    blank Deposited Directly into your Bank Account
  • APR : 5.99% - 35.99%
  • Loan Term : 60 days to 72 months
  • Updated for : Sat 04 Dec 2021
Terms and conditions apply
blank

Loan Pioneer

Loan Amount : $100 to $5,000

    blank CASH AS SOON AS NEXT BUSINESS DAY
  • APR : 5.99% to 35.99%
  • Loan Term : 90 Days to 24 Months
  • Updated for : Sat 04 Dec 2021
Terms and conditions apply
blank

Gazelle Loans

Loan Amount : $300 -$5,000

    Get the cash you need to help you.
  • APR : 5.99% - 35.99%
  • Loan Term : 90 Days to 24 Months
  • Updated for : Sat 04 Dec 2021
Terms and conditions apply
blank

Zippy Loan

Loan Amount : up to $15,000

    blank Money As Soon As Tomorrow!
  • APR : 12% to 35.99%
  • Loan Term : 6 to 72 months
  • Updated for : Sat 04 Dec 2021
Terms and conditions apply
blank

Cash.com

Loan Amount : $1,000 - $100,000

    There’s no cost to get free personalized offers in minutes
  • APR : 5.99%-35.99% APR
  • Loan Term : 24 - 84 months
  • Updated for : Sat 04 Dec 2021
Terms and conditions apply
blank

Auto Credit Express®

Loan Amount : up to $45,000

    blank Get Approved Today!
  • APR : 4.99% - 35.99%
  • Loan Term : 36-60 Months
  • Updated for : Sat 04 Dec 2021
Terms and conditions apply

Personal Loan – 5 Traps and Mishaps to Avoid

5 Personal Loan Traps and Mishaps to Avoid There are many ways to use a personal loan, ranging from debt consolidation to tackling a large home renovation project. While there are several benefits of this type of loan, there are also a variety of traps and mishaps that could get in your way. Here are five to watch out for: 1. Biting Off More Than You Can Chew As tempting as it may be to borrow as much money as you qualify for, you don’t want to make this mistake. Instead, know what you need and stick to this number.

How to Get an Unsecured Personal Loan

How to Get an Unsecured Personal Loan If you have the desire to get an unsecured personal loan, it’s important to understand how the process works and what to expect along the way. The word “unsecured” means you aren’t required to put up any collateral in exchange for receiving funds. This is in contrast to a secured loan in which your home, car, or another valuable asset acts as collateral. A personal loan is money borrowed from a financial institution, such as a bank or credit union, which is paid back via fixed payments over the course of several years.

What is a Personal Loan?

A personal loan is simple to understand : it is a term loan that is repaid over a specific period of time, such as five years. Via our website, you can locate a lender that lends from $1,000 to $100,000. Your eligibility is based on factors such as your credit rating score, credit rating history, and laws in your state of residence.

There are both secured and unsecured loans, with every lender providing a unique set of terms and conditions. We don’t act as a lender, but do our best to connect you with a loan provider that suits your every need.

A rapid funded loan could come at a no better time when you need to pay a past due utility bill, have a personal emergency, or just need some fast funding to help you get through the rest of the week. These lending partners work with all credit scores, and are able to provide speedy-fast funding. Submit your online form now with confidence. It's free to get started and there is no obligation!

How a Personal Loan can Help You.

From a large medical bill to a car repair, you never know when an emergency will hit close to home. Just the same, there are times when you need an influx of funds to take on a home improvement project or to make a purchase.

Our process is designed with the consumer in mind, as it’s our goal for you to move forward in a fast and efficient manner. With access to our network of lending partners, you may be able to secure a loan of up to $100,000. Even better, you may be able to receive your funds within one business day (selected lenders).

APR & Loan Duration

The APR on a personal loan from our network of lenders and lending partners varies, with many providers offering rates from 4.79% to 35.99% and loan durations between 90 days and 72 months. The actual loan rate depends on the loan amount and term requested, as well as your credit score, usage, and history. If you are offered a loan, you will have the opportunity to review the final offer made by the lender or lending partner and accept their loan agreement.

Representative Example

If you borrow $4,000 on a 2 year repayment term, the monthly repayment will be $182.74. Total repayment will be $4,385.74.

Annual Percentage Rate

The Annual Percentage Rate is the rate at which your loan accrues interest. It is based upon the amount of your loan, cost of the loan, term of the loan, repayment amounts and timing of payments and payoff. By law, the lending partner and partner must show you the APR before you enter into the loan.

States have laws limiting the APR that the lending partner or partner can charge you. Rates will vary based on your credit, loan size and whether collateral is provided, with the lowest rates available to customers with good credit on larger, secured loans. Minimum and maximum loan amounts and APR may vary according to state law and lending partner or partners. We recommend you read the lending partner’s and partner’s personal terms and conditions in full before proceeding for a personal loan.

Typical Personal Loan Terms

While specific terms of personal loans will vary depending on your state, lender and your specific circumstances, below is a general range of common terms.

  • Loan amount: $2,000 – $15,000
  • Lending period: 6 - 72 months
  • Payment frequency: Once a month or twice a month
  • APR: Will vary based on your credit score, repayment history and other factors
  • Prepayment penalty: None

Personal Loan Example

Amount Period APR Monthly Total Paid
$2,000 24 month 12% $94.15 $2,259.60
$2,000 24 month 24% $105.74 $2,537.76
$2,000 24 month 35.99% $118.09 $2,834.16

Office Location

Address: Attn: LeadDemand - 3200 E. Guasti Road, Suite 100 - Ontario, CA 91761

Contact Information

Email: support@persaloan.com Phone: Customer Service

blank