Top Personal Loan Providers

Offering up to $250,000 from Trusted Lending Partners

Whether you're looking to consolidate credit card debt, would like to make some home improvements, or just need urgent funds, these top-rated lending partners are here to help. Each lender or lending partner has been reviewed for quality and transparency. Start by selecting a lending partner that matches your credit standing and complete their simple form. Many lending partners provide quick loan decisions in a matter of minutes.


Loan Amount : $1,000 to $35,000

    Accepts : Good to Excellent Credit
  • Loan Term : 12-60 months
  • APR : 4.79% - 35.99%
Terms and conditions apply


Loan Amount : $100 to $40,000

    Process Within 2 Minutes!
    Accepts : Bad to Excellent Credit
  • Loan Term : 3 to 60 months
  • APR : 5.99% - 35.99%
Terms and conditions apply


Loan Amount : $2,000 - $35,000*

    Quick Decisioning
    Accepts : Fair to Excellent Credit
  • Loan Term : 24 to 60** months
  • APR : 9.95 - 35.99%*
Terms and conditions apply

Zippy Loan

Loan Amount : $100 to $15,000

    Money As Soon As Tomorrow!
    Accepts : Bad to Excellent Credit
  • Loan Term : 6 to 72 months
  • APR : 12% to 35.99%
Terms and conditions apply

Barclays Personal Loans

Loan Amount : Borrow up to $35,000

    Absolutely NO fees
    Accepts : Good to Excellent Credit
  • Loan Term : 36, 48 or 60 months
  • APR : Low, fixed rates starting at 5.74% APR¹
Terms and conditions apply

Loan Amount : $500 to $10,000

    Only Takes Minutes to Complete
    Accepts : Bad to Excellent Credit
  • Loan Term : 90 days to 72 months
  • APR : 5.99% to 35.99%
Terms and conditions apply

Bad Credit Loans

Loan Amount : $500 to $5,000

    Quick Loan Request Decision
    Accepts : Bad to Excellent Credit
  • Loan Term : 3-36 months
  • APR : From 5.99% to 35.99%
Terms and conditions apply

The Loan Exchange

Loan Amount : $6,000 to $250,000

    Accepts : Good to Excellent Credit
  • Loan Term : 24-120 Months
  • APR : as low as 19.30%
Terms and conditions apply

LendingTree Overview

What Does LendingTree Do?

We help you get the best deal possible on your loans, period. By giving consumers multiple offers from several lenders in a matter of minutes, we make comparison shopping easy. And we all know-when lenders compete for your business, you win!

Whether you’re a first time homebuyer looking for a mortgage or you’re in the market for a small business loan, we’ve got you covered. LendingTree is a leading online loan marketplace with one of the largest networks of lenders in the nation.

Key Benefits

Other Popular Products

  • Home Refinance
  • Home Purchase
  • Personal Loans
  • Home Equity Loans
  • Auto Loans
  • Business Loans

Avant Overview

View Your Loan Options
You’ll need to provide us additional information such as :

  • Full name
  • Address information
  • Income information
  • Social security number

Sign Your Contract Online
After selecting your loan options, e-sign your contract. Less paperwork, less hassle.

Funds As Soon As Tomorrow 
Money can be directly deposited into your bank account as soon as the next business day.

Barclays Personal Loan Overview

Barclays Personal Loan
Flexible, affordable loans up to $35,000

Key Benefits

  • Borrow up to $35,000
  • Low, fixed rates starting at 5.74% APR1
  • Loan terms of 36, 48 or 60 months
  • Absolutely NO fees
  • No pre-payment penalty
  • Enjoy the flexibility to choose your payment due date
  • Use your loan for anything you like
  • Check your rate with no impact to your credit

Key Benefits

Over 600,000 people have experienced the convenience of personal loans through Avant.

  • Fast Decisions
  • 600,000 Customers Helped
  • No Prepayment Fees

Freedom Plus Overview

Send us your loan application
Our simple online application is quick and easy to complete.

Talk to a loan consultant
Our friendly team goes beyond your credit report to qualify you for a loan.

Get your money
Pay off your credit cards automatically or use our loan for a variety of other purposes.

FreedomPlus specializes in providing personal loans of $10,000-$40,000 for borrowers who want to consolidate high-interest debt. Unlike many other online lenders, borrowers who apply for a personal loan from FreedomPlus can speak to a loan consultant over the phone to discuss their financial goals and get a loan customized to fit their financial situation. Eligible borrowers could qualify to save on interest with our exclusive rate discounts, including:

  • Co-borrower discounts for borrowers who apply with a qualified co-applicant.
  • Direct pay discounts for borrowers who let FreedomPlus pay off their creditors directly.
  • Retirement assets discount for borrowers with over $40,000 in retirement assets.

Key Benefits

Our straightforward application and quick approval process keep you informed.

  • No hidden fees
  • You are more than your credit score
  • Safe and secure

Upstart Overview

Check your rate in 2 minutes
Just answer a few quick questions about your education and employment.

Accept your terms and get your money the next day†
After your application is approved, you’ll have a chance to review and accept your loan. See rates and fees

Repay: set it and forget it‡
It’s easy to set up automated monthly payments and there’s no penalty for paying off your loan early.

Key Benefits

Lower Rates
Our borrowers save an estimated 24% compared to their credit card rates**

Quick and Easy
Refreshingly fast process

No Prepayment Penalty
Pay your loan off at any time

Secure Process
We protect and never sell your data

The Loan Exchange Overview

Loan Amounts from $6,000 to $250,000

Get Offers for Small Business Loans, Made for Business Owners.

At The Loan Exchange, we help business owners and entrepreneurs like you find the loan that best fits your needs. We partner with a network of lenders to offer a variety of customized, unsecured loan products. Whether you need $6,000 or $250,000, our lenders’ low interest rates can provide the financial flexibility you need while offering fixed monthly payments.

  • Prime Business Loans
  • SBA Loans
  • Working Capital

Key Benefits

Uses for Business Loans

  • Marketing Expenses
  • Covering Common Operating Costs
  • Payroll Float
  • Certifications & Education
  • Moving Your Business Location
  • Remodeling Your Store
  • Hiring New Employees
  • Inventory Acquisition
  • Equipment Purchases or Leases
  • Credit Card Debt
  • Starting a Franchise or Small Business

APR & Loan Duration

The APR on a personal loan from our network of lenders and lending partners varies, with many providers offering rates from 4.79% to 35.99% and loan durations between 90 days and 72 months. The actual loan rate depends on the loan amount and term requested, as well as your credit score, usage, and history. If you are offered a loan, you will have the opportunity to review the final offer made by the lender or lending partner and accept their loan agreement.

Representative Example

If you borrow $4,000 on a 2 year repayment term, the monthly repayment will be $182.74. Total repayment will be $4,385.74.

Annual Percentage Rate

The Annual Percentage Rate is the rate at which your loan accrues interest. It is based upon the amount of your loan, cost of the loan, term of the loan, repayment amounts and timing of payments and payoff. By law, the lending partner and partner must show you the APR before you enter into the loan.

States have laws limiting the APR that the lending partner or partner can charge you. Rates will vary based on your credit, loan size and whether collateral is provided, with the lowest rates available to customers with good credit on larger, secured loans. Minimum and maximum loan amounts and APR may vary according to state law and lending partner or partners. We recommend you read the lending partner’s and partner’s personal terms and conditions in full before proceeding for a personal loan.

Typical Personal Loan Terms

While specific terms of personal loans will vary depending on your state, lender and your specific circumstances, below is a general range of common terms.

  • Loan amount: $300 – $15,000
  • Lending period: 6 – 72 months
  • Payment frequency: Once a month or twice a month
  • APR: Will vary based on your credit score, repayment history and other factors
  • Prepayment penalty: None

Personal Loan Example

Amount Period APR Monthly Total Paid
$2,000 24 month 12% $94.15 $2,259.60
$2,000 24 month 24% $105.74 $2,537.76
$2,000 24 month 35.99% $118.09 $2,834.16

What is a Personal Loan?

A personal loan is simple to understand : it is a term loan that is repaid over a specific period of time, such as five years. Via our website, you can locate a lender that lends from $1,000 to $100,000. Your eligibility is based on factors such as your credit rating score, credit rating history, and laws in your state of residence.

There are both secured and unsecured loans, with every lender providing a unique set of terms and conditions. We don’t act as a lender, but do our best to connect you with a loan provider that suits your every need.

A quick cash loan could come at a no better time when you need to pay a past due utility bill, have a personal emergency, or just need some fast cash to help you get through the rest of the week. These lending partners work with all credit scores, and are able to provide speedy-fast funding. Submit your online form now with confidence. It’s free to get started and there is no obligation!

How a Personal Loan can Help You.

From a large medical bill to a car repair, you never know when an emergency will hit close to home. Just the same, there are times when you need an influx of cash to take on a home improvement project or to make a purchase.

Our process is designed with the consumer in mind, as it’s our goal for you to move forward in a fast and efficient manner. With access to our network of lending partners, you may be able to secure a loan of up to $100,000. Even better, you may be able to receive your funds within one business day (selected lenders).