Top Personal Loans in 2020

From $1,000 up to $100,000 from Trusted Lending Partners



Whether you’re looking to consolidate credit card debt, need to make some home improvements, or would like to secure funding for anything else, these top-rated lending partners are here to help. Each lending partner has been reviewed for quality and transparency. There are no hidden fees there is no obligation. The process is simple, fast and secure, so let’s get started below.

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Credible

Loan Amount : $1,000 - $100,000

    Free to Use, No Hidden Fees
  • APR : 3.99%-35.99% APR
  • Loan Term : 24 - 48 months
  • Credit Score : Fair/Good/Excellent
  • Updated for : Thu 26 Nov 2020
Terms and conditions apply
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Upgrade

Loan Amount : $1,000 - $35,000

    Review Multiple Loan Options
  • APR : 7.99%-35.97%
  • Loan Term : 36-60 months
  • Credit Score : Good/Excellent
  • Updated for : Thu 26 Nov 2020
Terms and conditions apply

Quick Tip: Securing a Personal Loan

The higher your credit score the easier it is to secure a personal loan. However, it is possible to secure a loan with poor or bad credit. If you’re interested in a personal loan but your credit isn’t up to par, the best thing you can do is compare lenders and see which offer options for low credit scores. This will go a long way in helping you find the best offer based on acceptance criteria.

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Loan Pioneer

Loan Amount : $100 to $5,000

    blank CASH AS SOON AS NEXT BUSINESS DAY
  • APR : 5.99% to 35.99%
  • Loan Term : 90 Days to 24 Months
  • Credit Score : Bad/Fair/Good/Excellent
  • Updated for : Thu 26 Nov 2020
Terms and conditions apply
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LifeLoans

Loan Amount : $100 to $40,000

    blank Process Within 2 Minutes!
  • APR : 5.99% - 35.99%
  • Loan Term : 3-60 months
  • Credit Score : Bad/Fair/Good/Excellent
  • Updated for : Thu 26 Nov 2020
Terms and conditions apply

Quick Tip: Raising Your Credit Score

You don’t want to be stuck with a fair credit score forever, so it makes sense to learn more about how to give it a boost. Here are some simple tips you can follow: eliminate as much outstanding debt as possible, starting with credit cards, do whatever it takes to pay every bill on time (to avoid negative marks on your credit report), lastly - don’t apply for credit cards too often, as hard inquiries can drag down your score.

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5KFunds

Loan Amount : $100 - $35,000

    blank Deposited Directly into your Bank Account
  • APR : 5.99% - 35.99%
  • Loan Term : 60 days to 72 months
  • Credit Score : Bad/Fair/Good/Excellent
  • Updated for : Thu 26 Nov 2020
Terms and conditions apply

The Best Way to Secure a Car Loan

Buying a car will impact you in many ways, including the manner in which you budget and spend your money. As such a big decision, it’s critical that you’re 100 percent comfortable with every aspect of the purchase process. Unless you’re paying with cash – which isn’t something most people do – you’ll need a car loan in order to complete your purchase. While many people rely on the dealer’s finance department to help them secure a loan, this isn’t always the best option. Here’s why: they have their best interests in mind, as opposed to making decisions that help

Simple Tips for Finding the Best Mortgage Lender

No two homebuyers are in the exact same situation. And for this reason, no two people will take the exact same steps when searching for and comparing mortgage lenders. Fortunately, there are some simple tips you can employ to find the best mortgage lender for your situation. Try the following: 1. Check Your Credit Score The sooner you do this the better, as a higher score improves your chance of an approval. Not to mention the fact that it also allows you to secure the lowest rate possible. Do whatever you can to boost your score in the time leading

5 Home Improvement Projects to Fund With a Home Equity Loan

Do you have your sights set on a home improvement project? Are you interested in taking action, but unsure of how you’ll pay for it? Are you considering a loan? As the name suggests, a home equity loan allows you to tap into the equity you’ve built, thus borrowing the money you need for your project (or many other uses, for that matter). When compared to other types of loans, such as a personal loan, you’ll find that a home equity loan is easier to apply for and that the interest rate is typically lower (thanks to the fact that

What is a Personal Loan?

A personal loan is simple to understand : it is a term loan that is repaid over a specific period of time, such as five years. Via our website, you can locate a lender that lends from $1,000 to $100,000. Your eligibility is based on factors such as your credit rating score, credit rating history, and laws in your state of residence.

There are both secured and unsecured loans, with every lender providing a unique set of terms and conditions. We don’t act as a lender, but do our best to connect you with a loan provider that suits your every need.

A rapid funded loan could come at a no better time when you need to pay a past due utility bill, have a personal emergency, or just need some fast funding to help you get through the rest of the week. These lending partners work with all credit scores, and are able to provide speedy-fast funding. Submit your online form now with confidence. It's free to get started and there is no obligation!

How a Personal Loan can Help You.

From a large medical bill to a car repair, you never know when an emergency will hit close to home. Just the same, there are times when you need an influx of funds to take on a home improvement project or to make a purchase.

Our process is designed with the consumer in mind, as it’s our goal for you to move forward in a fast and efficient manner. With access to our network of lending partners, you may be able to secure a loan of up to $100,000. Even better, you may be able to receive your funds within one business day (selected lenders).

APR & Loan Duration

The APR on a personal loan from our network of lenders and lending partners varies, with many providers offering rates from 4.79% to 35.99% and loan durations between 90 days and 72 months. The actual loan rate depends on the loan amount and term requested, as well as your credit score, usage, and history. If you are offered a loan, you will have the opportunity to review the final offer made by the lender or lending partner and accept their loan agreement.

Representative Example

If you borrow $4,000 on a 2 year repayment term, the monthly repayment will be $182.74. Total repayment will be $4,385.74.

Annual Percentage Rate

The Annual Percentage Rate is the rate at which your loan accrues interest. It is based upon the amount of your loan, cost of the loan, term of the loan, repayment amounts and timing of payments and payoff. By law, the lending partner and partner must show you the APR before you enter into the loan.

States have laws limiting the APR that the lending partner or partner can charge you. Rates will vary based on your credit, loan size and whether collateral is provided, with the lowest rates available to customers with good credit on larger, secured loans. Minimum and maximum loan amounts and APR may vary according to state law and lending partner or partners. We recommend you read the lending partner’s and partner’s personal terms and conditions in full before proceeding for a personal loan.

Typical Personal Loan Terms

While specific terms of personal loans will vary depending on your state, lender and your specific circumstances, below is a general range of common terms.

  • Loan amount: $2,000 – $15,000
  • Lending period: 6 - 72 months
  • Payment frequency: Once a month or twice a month
  • APR: Will vary based on your credit score, repayment history and other factors
  • Prepayment penalty: None

Personal Loan Example

Amount Period APR Monthly Total Paid
$2,000 24 month 12% $94.15 $2,259.60
$2,000 24 month 24% $105.74 $2,537.76
$2,000 24 month 35.99% $118.09 $2,834.16

Office Location

Address: 3281 E. Guasti Road, 7th Flr - Ontario, CA 91761

Contact Information

Email: support@persaloan.com Phone: Customer Service

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