Upgrade

Review Multiple Loan Options

Choose Your Loan
Get Your Funds Quickly
Affordable monthly payments
No prepayment fees
Credit Needed : Fair to Excellent

View Rates

Get Free Credit Score

Overview

Take a Step Towards Your Goals with a Personal Loan

Refinance Credit Cards Eliminate high-interest credit card debt and get a clear payoff date that you can circle on your calendar.

Debt Consolidation Streamline your credit and loan payments into a single monthly payment that’s easy to manage and pay off.

Home Improvement Get the funds you need to remodel, repair, or build the home you want without the hassle of refinancing or taking out a home equity loan.

Major Purchase Cover that unexpected expense or plan for your next big purchase with a fixed-rate personal loan instead of a high-interest credit card.

Key Benefits

Quick and Easy Process

Check Your Rate

Apply online in minutes and see your rate with no obligation or impact to your credit score.

Choose Your Loan*

Review multiple loan options and decide which offer is best to help you achieve your financial goals.

Get Your Funds Quickly†

Accept an offer and we’ll send your money to your bank account within a day of clearing necessary verifications.

Upgrade

Review Multiple Loan Options

Choose Your Loan
Get Your Funds Quickly
Affordable monthly payments
No prepayment fees
Credit Needed : Fair to Excellent

View Rates

Terms

*Personal loans made through Upgrade feature Annual Percentage Rates (APRs) of 7.46%-35.97%. All personal loans have a 1.85% to 8.99% origination fee, which is deducted from the loan proceeds. Lowest rates require Autopay and paying off a portion of existing debt directly. Loans feature repayment terms of 24 to 84 months. For example, if you receive a $10,000 loan with a 36-month term and a 17.59% APR (which includes a 13.94% yearly interest rate and a 5% one-time origination fee), you would receive $9,500 in your account and would have a required monthly payment of $341.48. Over the life of the loan, your payments would total $12,293.46. The APR on your loan may be higher or lower and your loan offers may not have multiple term lengths available. Actual rate depends on credit score, credit usage history, loan term, and other factors. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan. There is no fee or penalty for repaying a loan early. Personal loans issued by Upgrade’s bank partners. Information on Upgrade’s bank partners can be found at https://www.upgrade.com/bank-partners/.

Don’t Forget About These Benefits of a Mortgage Refinance

You’re thinking about refinancing your mortgage, but are unsure if it’s the right decision at the present time. There are a variety of well-known benefits, such as the opportunity to secure a lower rate (and a lower monthly payment). But did you know there are many other benefits you may be overlooking? Here are a few more to keep in mind: 1. Shorter Term For example, maybe you have 25 years left on your 30-year mortgage. That’s a long time, right? Through a refinance, you could secure a 15-year mortgage at a lower rate, thus allowing you to payoff your

The Benefits of Searching for a Home Equity Loan Online

In today’s day and age of advanced technology, searching for a home equity loan is easier than ever before. But that doesn’t mean that you should make a rash decision and hope for the best. You must still devote the proper amount of time to the process. There was a time when searching for a home equity loan meant calling lenders and meeting with local loan officer. While you can still do both of these things, most people agree that searching online is the way to go. Here are some of the many benefits of searching for a home equity

The Benefits of Refinancing Your Mortgage

How do you feel when you look at your mortgage statement? Do you like where things stand, or are you hoping to make some major changes in the future? It’s not the right decision for every homeowner, but there are many benefits of refinancing your mortgage. Here are five that will have you strongly considering this in the near future: 1. Lower Mortgage Rate Did you secure your mortgage when rates were high? Are you able to secure a lower rate by refinancing? If you have good or excellent credit, you’re likely to qualify for the lowest possible mortgage rate.

How to Refinance a Home Equity Line of Credit (HELOC)

There may come a point when you realize that your home equity line of credit (HELOC) no longer has a place in your budget. But that doesn’t mean you can simply forget about paying your balance. Paying off your balance and closing the line of credit is the quickest and most efficient way to remove it from your budget. It’s also one of the most costly, as you need to put out a large sum of money upfront. Fortunately, there are many ways to refinance a HELOC. Here are five options to consider: 1. Apply for a New HELOC While

Reviews

0.0

0.0 out of 5 stars (based on 0 reviews)

Excellent0%

Very good0%

Average0%

Poor0%

Terrible0%

There are no reviews yet. Be the first one to write one.

How to Successfully Refinance Your Mortgage

So, you want to refinance your mortgage? You want to take advantage of incredibly low refinance rates? While this may be one of the best financial decisions you ever make, don’t go down this path until you better understand the process and what it entails. There are many steps you can take to successfully refinance your mortgage without adding stress to your life. Here’s what you need to do: 1. Review Your Current Mortgage This is where it all starts. You must have a clear understanding of the current details, terms, and conditions associated with your mortgage. How much money

What to do if Your Mortgage Payment is Too High

When buying a home, it’s important that you never “bite off more than you can chew” in regards to your monthly mortgage payment. Should you do this, you may find it difficult to keep up with payments in the future, thus putting your home at risk of foreclosure. If your mortgage payment is too high, there are a variety of strategies to consider. Here are just a few that deserve your attention: 1. Refinance Your Mortgage The best way to lower your mortgage payment is to refinance your loan. By doing this, you end up with a lower payment, thus

HELOC Explained: Everything You Need to Know

A HELOC, also known as a home equity line of credit, is a line of credit secured by the equity in your home. Furthermore, it gives you access to a revolving line of credit, much in the same way as a credit card. Generally speaking, a HELOC can be used for any purchase or expense. Some of the most common ways to use the funds include: Home improvement project Educational expenses Travel Medical emergency To pay for a wedding or other expensive event How a HELOC Works As noted above, a HELOC is a type of line of credit that

The Many Benefits of Refinancing Your Mortgage

What do you see when you look at your mortgage statement? A payment that’s a bit too high? An interest rate that should be lower? Many more years of making payments that you’re not sure you can afford? Depending on the terms and conditions of your current mortgage, you may want to consider the benefits of refinancing. It’s not the right decision for every homeowner, but you’ll never know until you learn more about the process and what it can do for you. Here are just a few of the benefits that could work in your favor: 1. A Lower

Upgrade

Upgrade

Overview

Key Benefits

Upgrade

Terms

Don’t Forget About These Benefits of a Mortgage Refinance

The Benefits of Searching for a Home Equity Loan Online

The Benefits of Refinancing Your Mortgage

How to Refinance a Home Equity Line of Credit (HELOC)

Reviews

Searching Lender Network

Gathering Best Results