Personal Loan Solutions for Any Purpose
Between $500 and $50,000 from Top Lending Partners
How Can We Help You?
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We have a long list of lenders and lending partners waiting to assist you. We’ll do our part to help you.
Credit History
Not all lenders and lending partners are the same. We’ll only connect you with lenders and lending partners that will work with credit history
Service Area
We’ll only connect with a list of lenders and lending partners that provide their services within your city and state
Cutting-Edge
Technology is a top priority for our team. Our vast network reach gives us the option to connect with many lenders and lending partners.
Find a great lender or lending partner in minutes!
Our Featured Lending Partners
Experian® Personal Loans Match
- Loans up to $100,000
- FICO® ScoreΘ for free
- Personalized Loans Offers
Personal Loans 365
- Any Credit Score Accepted
- Loans Up to $40,000
- Process Within 2 Minutes!
We make it easier find a lender or lending
partner in a few Simple Steps
1
Provide Your Loan Details
Answer a few quick questions about your loan needs, income, and credit history.
2
Enter Your Desired Loan Amount
Enter how much you would like to borrow and how you plan to use the funds.
3
View Lending
Options
Select an eligible lender or lending partner from the options provided and continue onto the partner page
Newest Articles & Resources
August 2, 2024
What is a Personal Loan?
Navigating the financial landscape can be daunting, especially when it comes to understanding personal loans. These financial products can be a lifeline in times of need, but they also come with their own set of complexities. This comprehensive guide aims to break down the essentials of personal loans, helping you make informed decisions. Whether you’re considering a loan to consolidate debt, cover a major expense, or improve your credit score, this article provides a detailed look at what you need to know. Demystifying Personal Loans: A Step-by-Step Overview Personal loans are a versatile financial tool that can be used for
August 1, 2024
Understanding Personal Loans: Your Comprehensive Guide
Personal loans are a financial tool that can offer a lifeline during times of need or provide the necessary funds for significant purchases. Whether you’re looking to consolidate debts, finance a major event, or cover an unexpected expense, understanding the nuances of personal loans can empower you to make informed decisions. This comprehensive guide will walk you through the key facts about personal loans and help you navigate the application process with ease. Decoding Personal Loans: Key Facts You Need to Know Personal loans are unsecured loans, meaning they don’t require collateral. Unlike home or auto loans, where the asset
July 30, 2024
How to Personal Loans Work
In the modern financial landscape, personal loans have emerged as a versatile solution for individuals seeking to manage expenses, consolidate debts, or fund significant life events. As the borrowing landscape evolves, understanding personal loans becomes crucial for making informed financial decisions. This comprehensive guide aims to illuminate the intricacies of personal loans, covering their mechanics, benefits, and potential drawbacks. What Are Personal Loans and How Do They Work? Personal loans are unsecured loans, which means they do not require collateral, such as a home or car, to obtain. These loans are typically offered by banks, credit unions, and online lenders
July 26, 2024
Guide to Refinancing Your Personal Loan: Tips and Steps
Refinancing a personal loan can be an effective way to reduce your monthly payments, lower your interest rate, or modify the loan term to better fit your financial situation. However, the process can be complex, and the decisions you make along the way can have long-lasting impacts. This guide aims to provide you with essential tips and a step-by-step approach to refinancing your personal loan wisely, ensuring that you make informed choices and maximize the benefits. Essential Tips for Refinancing Your Personal Loan Before you dive into the refinancing process, it is crucial to evaluate your current financial situation. Start
Personal Loan Fundamentals
What is a Personal Loan?
A personal loan is simple to understand : it is a term loan that is repaid over a specific period of time, such as five years. Via our website, you can locate a lender that lends from $1,000 to $100,000. Your eligibility is based on factors such as your credit score, credit history, and laws in your state of residence.
There are both secured and unsecured personal loans, with every lender providing a unique set of terms and conditions. We don’t act as a lender, but do our best to connect you with a loan provider.
How a Personal Loan can Help You.
From a large medical bill to a car repair, you never know when an emergency will hit close to home. Just the same, there are times when you need an influx of cash to take on a home improvement project or to make a purchase.
Our process is designed with the consumer in mind, as it’s our goal for you to move forward in a fast and efficient manner. With access to our network of lending partners, you may be able to secure a personal loan of up to $100,000. Even better, you may be able to receive your funds within one business day (selected lenders).
Find a great lender or lending partner in minutes!
APR & Loan Duration
The APR on a personal loan from our network of lenders and lending partners varies, with many providers offering rates from 4.79% to 35.99% and loan durations between90 days and 72 months. The actual loan rate depends on the loan amount and term requested, as well as your credit score, usage, and history. If you are offered a loan, you will have the opportunity to review the final offer made by the lender or lending partner and accept their loan agreement.
Representative Example
If you borrow $4,000 on a 2 year repayment term, the monthly repayment will be $182.74. Total repayment will be $4,385.74.
Personal Loan Example
| Amount | Period | APR | Monthly | Total Paid |
|---|---|---|---|---|
| $2,000 | 24 month | 12% | $94.15 | $2,259.60 |
| $2,000 | 24 month | 24% | $105.74 | $2,537.76 |
| $2,000 | 24 month | 35.99% | $118.09 | $2,834.16 |
Typical Personal Loan Terms
While specific terms of personal loans will vary depending on your state, lender and your specific circumstances, below is a general range of common terms.
- Loan amount: $300 – $15,000
- Lending period: 6 – 72 months
- Payment frequency: Once a month or twice a month
- APR: Will vary based on your credit score, repayment history and other factors
- Prepayment penalty: None
Annual Percentage Rate (APR)
The Annual Percentage Rate is the rate at which your loan accrues interest. It is based upon the amount of your loan, cost of the loan, term of the loan, repayment amounts and timing of payments and payoff. By law, the lending partner and partner must show you the APR before you enter into the loan.
States have laws limiting the APR that the lending partner or partner can charge you. Rates will vary based on your credit, loan size and whether collateral is provided, with the lowest rates available to customers with good credit on larger, secured loans. Minimum and maximum loan amounts and APR may vary according to state law and lending partner or partners. We recommend you read the lending partner’s and partner’s personal terms and conditions in full before proceeding for a personal loan.
APR Disclosure
The Annual Percentage Rate is the rate at which your loan accrues interest. It is based upon the amount of your loan, cost of the loan, term of the loan, repayment amounts and timing of payments and payoff. By law, the lending partner and partner must show you the APR before you enter into the loan. States have laws limiting the APR that the lending partner or partner can charge you. Rates will vary based on your credit, loan size and whether collateral is provided, with the lowest rates available to customers with good credit on larger, secured loans. Minimum and maximum loan amounts and APR may vary according to state law and lending partner or partners. We recommend you read the lending partner’s and partner’s personal terms and conditions in full before proceeding for a personal loan.
How a Personal Loan can Help You.
From a large medical bill to a car repair, you never know when an emergency will hit close to home. Just the same, there are times when you need an influx of cash to take on a home improvement project or to make a purchase.
Our process is designed with the consumer in mind, as it’s our goal for you to move forward in a fast and efficient manner. With access to our network of lending partners, you may be able to secure a loan of up to $100,000. Even better, you may be able to receive your funds within one business day (selected lenders).
Important Information
We are not a lender, but instead have partnerships with a variety of lenders. Upon submitting a request on our website, we’ll do our part in connecting you with the best lender (or lenders) in our partner network.
Not a Lender Notice
We do not have any control over loan fees and interest rate. This is determined by your provider, based on a variety of factors. We are not a lender, we never make a loan offer, and we don’t broker online loans. The operator of this website is not a lender, does not broker loans to lenders and does make personal loans or credit decisions. This website does not constitute an offer or solicitation to lend. This website will submit information you provide to a lender. Providing your information on this website does not guarantee that you will be approved for a personal loan. The operator of this website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product.
Office Location
Address: Attn: LeadDemand – 3200 E. Guasti Road, Suite 100 – Ontario, CA 91761
Contact Information
Email: support@persaloan.com Phone: Customer Service
