Dave ExtraCash®

Loan Amount : $25-$500

No credit check, interest, or late fees

APR : See Terms
Loan Term : See Terms
Credit Score : Poor to Excellent
Updated for : Fri 21 Aug 2026

Terms and conditions apply

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Overview

No credit check, interest, or late fees
Just money that moves you forward
Download Dave, link your bank, and open an ExtraCash® account to qualify

¹Dave is not a bank. Banking services provided by Coastal Community Bank, Member FDIC. The Dave Debit Card is issued under a license from Mastercard®. ExtraCash amounts range from $25-$500, typically authorized within 5 minutes, with an overdraft fee equal to the greater of $5 or 5%. Multiple overdrafts may be required. Not all members qualify for ExtraCash and few qualify for $500. ExtraCash is repayable on demand. Must open an ExtraCash overdraft deposit account and Dave Checking account. Up to $5 monthly membership fee for ExtraCash, Income Opportunity Services, and Financial Management Services. Optional 1.5% fee for external debit card transfers. See dave.com.

Key Benefits

Primary Benefit: Up to $500 in 5 min or less¹
Product Type: Overdraft Deposit Account
Coverage: Nationwide
Credit Check: No
Credit Recommended: All Credit Types Welcome
Minimum Deposit: $0
Late Payment Fee: $0
Checking Account Required: Yes

Terms

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Dave ExtraCash®

Dave ExtraCash®

Overview

Key Benefits

Terms

Compare These Details When Searching for a Personal Loan

How to Pay for a Home Renovation Project

4 Ways To Improve Your Chances Of Getting A Personal Loan

Reviews

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