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LoanDepot

LoanDepot

    blank Rates near historic lows! Lock in before rates rise!

  • Competitive Mortgage Rates & Low Costs
  • Licensed Mortgage Bankers in 50 states
  • Home Equity & Debt Consolidation Options
  • Zero Closing Cost Options!
  • Credit Needed : Poor to Excellent
  • NMLS# 174457

Overview

Refinance with Confidence

Lifetime Guarantee

After you refinance with us once, we’ll waive the lender fees and reimburse appraisal fees on any future refinance with loanDepot.

Working For You

Our licensed lending officers are held by a strict no steering policy and are not incentivized to sell one loan over another.

Mortgage Expertise

As a state licensed pioneer in our industry, loanDepot has funded more than $100 billion in loans since 2010.

* View disclosures and mortgage example on website


Key Benefits

  • FHA, VA, Conventional, USDA Loans
  • Competitive Mortgage Rates & Low Costs
  • Licensed Mortgage Bankers in 50 states
  • Home Equity & Debt Consolidation Options
  • Zero Closing Cost Options!

blank
LoanDepot

LoanDepot

    blank Rates near historic lows! Lock in before rates rise!

  • Competitive Mortgage Rates & Low Costs
  • Licensed Mortgage Bankers in 50 states
  • Home Equity & Debt Consolidation Options
  • Zero Closing Cost Options!
  • Credit Needed : Poor to Excellent
  • NMLS# 174457

Terms

Rate Assumptions — Rates displayed are subject to change and assumes that you are buying or refinancing an owner-occupied single family home, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less. The Annual Percentage Rate (APR) is based on the loan amount and may include up to 3 points. (Points include any origination, discount and lender fees.) On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires. Please contact one of our Licensed Lending Officers at (888) 983-3240 for a customized rate and payment quote.

Don’t Forget About These Benefits of a Mortgage Refinance

You’re thinking about refinancing your mortgage, but are unsure if it’s the right decision at the present time.  There are a variety of well-known benefits, such as the opportunity to secure a lower rate (and a lower monthly payment). But did you know there are many other benefits you may be overlooking? Here are a few more to keep in mind: 1. Shorter Term For example, maybe you have 25 years left on your 30-year mortgage. That’s a long time, right? Through a refinance, you could secure a 15-year mortgage at a lower rate, thus allowing you to payoff your

The Benefits of Searching for a Home Equity Loan Online

In today’s day and age of advanced technology, searching for a home equity loan is easier than ever before. But that doesn’t mean that you should make a rash decision and hope for the best. You must still devote the proper amount of time to the process. There was a time when searching for a home equity loan meant calling lenders and meeting with local loan officer. While you can still do both of these things, most people agree that searching online is the way to go. Here are some of the many benefits of searching for a home equity

The Benefits of Refinancing Your Mortgage

How do you feel when you look at your mortgage statement? Do you like where things stand, or are you hoping to make some major changes in the future? It’s not the right decision for every homeowner, but there are many benefits of refinancing your mortgage. Here are five that will have you strongly considering this in the near future: 1. Lower Mortgage Rate Did you secure your mortgage when rates were high? Are you able to secure a lower rate by refinancing? If you have good or excellent credit, you’re likely to qualify for the lowest possible mortgage rate.

How to Refinance a Home Equity Line of Credit (HELOC)

There may come a point when you realize that your home equity line of credit (HELOC) no longer has a place in your budget. But that doesn’t mean you can simply forget about paying your balance. Paying off your balance and closing the line of credit is the quickest and most efficient way to remove it from your budget. It’s also one of the most costly, as you need to put out a large sum of money upfront. Fortunately, there are many ways to refinance a HELOC. Here are five options to consider: 1. Apply for a New HELOC While

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