Sponsored Links
blank
Credible®

Credible®

    Actual Prequalified Rates

  • Will not impact your credit score
  • Easy to fill out and your info
  • Check your rates
  • Credit Needed : Poor to Excellent

Overview

Why Credible?

  • Actual prequalified rates from multiple lenders in 3 minutes.
  • Checking rates on Credible is free and will not impact your credit score.
  • Free to use, no hidden fees: Requesting rates can take just minutes and costs you nothing.
  • One Simple Form: Easy to fill out and your info is protected with 256-bit encryption.
  • Using Credible to check your rates doesn’t affect your credit score.
  • More lenders equals broader options: Pick the loan option that best fits your personal needs.
  • Fast, secured with 256-bit encryption, and here for you: Our team is here to help you reach your financial goals.
  • Consolidate credit cards or other debt to a lower rate
  • Loans for life: home improvement, moving costs, wedding expenses, vacations and many other financial goals.
  • Prequalified rates from up to 17 vetted lenders in 2 minutes

Key Benefits

Personal Loans

  • Prequalified rates from up to 17 vetted lenders in 2 minutes
  • Consolidate credit cards or other debt to a lower rate
  • Actual prequalified rates from multiple lenders in 3 minutes.

blank
Credible®

Credible®

    Actual Prequalified Rates

  • Will not impact your credit score
  • Easy to fill out and your info
  • Check your rates
  • Credit Needed : Poor to Excellent

Terms

¹Personal Loans Rate and Terms Disclosure: Rates for personal loans provided by lenders on the Credible platform range between 2.49%-35.99% APR APR with terms from 24 to 84 months. Rates presented include lender discounts for enrolling in autopay and loyalty programs, where applicable. Actual rates may be different from the rates advertised and/or shown and will be based on the lender’s eligibility criteria, which include factors such as credit score, loan amount, loan term, credit usage and history, and vary based on loan purpose. The lowest rates available typically require excellent credit, and for some lenders, may be reserved for specific loan purposes and/or shorter loan terms. The origination fee charged by the lenders on our platform ranges from 0% to 8%. Each lender has their own qualification criteria with respect to their autopay and loyalty discounts (e.g., some lenders require the borrower to elect autopay prior to loan funding in order to qualify for the autopay discount). All rates are determined by the lender and must be agreed upon between the borrower and the borrower’s chosen lender. For a loan of $10,000 with a three year repayment period, an interest rate of 7.99%, a $350 origination fee and an APR of 11.51%, the borrower will receive $9,650 at the time of loan funding and will make 36 monthly payments of $313.32. Assuming all on-time payments, and full performance of all terms and conditions of the loan contract and any discount programs enrolled in included in the APR/interest rate throughout the life of the loan, the borrower will pay a total of $11,279.43. As of March 12, 2019, none of the lenders on our platform require a down payment nor do they charge any prepayment penalties.

Don’t Forget About These Benefits of a Mortgage Refinance

You’re thinking about refinancing your mortgage, but are unsure if it’s the right decision at the present time.  There are a variety of well-known benefits, such as the opportunity to secure a lower rate (and a lower monthly payment). But did you know there are many other benefits you may be overlooking? Here are a few more to keep in mind: 1. Shorter Term For example, maybe you have 25 years left on your 30-year mortgage. That’s a long time, right? Through a refinance, you could secure a 15-year mortgage at a lower rate, thus allowing you to payoff your

The Benefits of Searching for a Home Equity Loan Online

In today’s day and age of advanced technology, searching for a home equity loan is easier than ever before. But that doesn’t mean that you should make a rash decision and hope for the best. You must still devote the proper amount of time to the process. There was a time when searching for a home equity loan meant calling lenders and meeting with local loan officer. While you can still do both of these things, most people agree that searching online is the way to go. Here are some of the many benefits of searching for a home equity

The Benefits of Refinancing Your Mortgage

How do you feel when you look at your mortgage statement? Do you like where things stand, or are you hoping to make some major changes in the future? It’s not the right decision for every homeowner, but there are many benefits of refinancing your mortgage. Here are five that will have you strongly considering this in the near future: 1. Lower Mortgage Rate Did you secure your mortgage when rates were high? Are you able to secure a lower rate by refinancing? If you have good or excellent credit, you’re likely to qualify for the lowest possible mortgage rate.

How to Refinance a Home Equity Line of Credit (HELOC)

There may come a point when you realize that your home equity line of credit (HELOC) no longer has a place in your budget. But that doesn’t mean you can simply forget about paying your balance. Paying off your balance and closing the line of credit is the quickest and most efficient way to remove it from your budget. It’s also one of the most costly, as you need to put out a large sum of money upfront. Fortunately, there are many ways to refinance a HELOC. Here are five options to consider: 1. Apply for a New HELOC While

Reviews

0
Rated 0 out of 5
0 out of 5 stars (based on 0 reviews)
Excellent0%
Very good0%
Average0%
Poor0%
Terrible0%

There are no reviews yet. Be the first one to write one.


blank