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Our simple online application is quick and easy to complete.
Talk to a loan consultant
Our friendly team goes beyond your credit report to qualify you for a loan.
Get your money
Pay off your credit cards automatically or use our loan for a variety of other purposes.
FreedomPlus specializes in providing personal loans of $10,000-$35,000 for borrowers who want to consolidate high-interest debt. Unlike many other online lenders, borrowers who apply for a personal loan from FreedomPlus can speak to a loan consultant over the phone to discuss their financial goals and get a loan customized to fit their financial situation. Eligible borrowers could qualify to save on interest with our exclusive rate discounts, including:
- Co-borrower discounts for borrowers who apply with a qualified co-applicant.
- Direct pay discounts for borrowers who let FreedomPlus pay off their creditors directly.
- Retirement assets discount for borrowers with over $40,000 in retirement assets.
Our straightforward application and quick approval process keep you informed.
- No hidden fees
- You are more than your credit score
- Safe and secure
Loan Amount : $7,500 and $40,000
All loans available through FreedomPlus.com are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC, Equal Housing Lender. All loan and rate terms are subject to eligibility restrictions, application review, credit score, loan amount, loan term, lender approval, and credit usage and history. Eligibility for a loan is not guaranteed. Loans are not available to residents of all states – please call a FreedomPlus representative for further details. The following limitations, in addition to others, shall apply: FreedomPlus does not arrange loans in: (i) Arizona under $10,500; (ii) Massachusetts under $6,500, (iii) Ohio under $5,500, and (iv) Georgia under $3,500. Repayment periods range from 24 to 60 months. The range of APRs on loans made available through FreedomPlus is 4.99% to a maximum of 29.99%. APR. The APR calculation includes all applicable fees, including the loan origination fee. For Example, a four year $20,000 loan with an interest rate of 15.49% and corresponding APR of 18.34% would have an estimated monthly payment of $561.60 and a total cost payable of $7,948.13. To qualify for a 4.99% APR loan, a borrower will need excellent credit on a loan for an amount less than $14,000.00, and with a term equal to 24 months. Adding a co-borrower with sufficient income; using at least eighty-five percent (85%) of the loan proceeds to directly pay off qualifying existing debt; or showing proof of sufficient retirement savings, could help you qualify.
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