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Loan Amount : up to $10,000

    See if you qualify for a loan between $500 to $10,000
  • APR : From 5.99% to 35.99%
  • Loan Term : 3-36 months
  • Credit Score : Poor to Excellent
  • Updated for : Sun 27 Nov 2022
Terms and conditions apply


BadCreditLoans.com connect consumers with lenders in our network. You do not need to have a perfect credit score to be eligible for a loan. Customers with tarnished credit may still qualify for a loan; however, our lenders do not typically provide loans over $1,000 to individuals.

Key Benefits

At BadCreditLoans.com, we understand that there are emergencies no one can plan for, and we aren’t limited to helping only consumers with perfect credit. Sometimes a run of bad luck comes up through no fault of your own. However, as long as you’re working, we have the resources to lend you a helping hand no matter if your credit is good or less than perfect. We want to help inform you on making responsible lending decisions and then connect you to available lenders and financial service providers if you feel a loan would be right for you.



Loan Amount : up to $10,000

Terms and Conditions Apply


BadCreditLoans.com connect consumers with lenders in our network. The APR on a personal loan from our network of lenders and financial service providers often ranges from 5.99% to 35.99% percent depending on exactly how it is calculated by your lender or financial service provider, the duration of the loan, any loan fees incurred, late payment penalties, nonpayment fees, loan renewal actions and various other factors. Please keep in mind that the APR range and your finance charge are not one and the same. The latter will be disclosed later on in the loan request process.

Compare These Details When Searching for a Personal Loan

Searching for a personal loan is easier said than done for a variety of reasons. In addition to your financial requirements, you must take into consideration the hundreds of lenders that are willing to do business with you. Fortunately, once you know what you’re looking for, it’s much easier to narrow your options and make a final decision. Here are five details to compare when searching for a personal loan: 1. Reputation There’s never a good time to borrow from a lender with a less than stellar reputation. Taking this risk can backfire, as you may find yourself in a

How to Pay for a Home Renovation Project

Are you interested in tackling a home renovation project, but unsure of how to fund it? Are you concerned about biting off more than you can chew in regards to your budget? As a general rule of thumb, you shouldn’t do anything until you have a clear idea of how much your project will cost. There are two ways to figure this out: If it’s a DIY project, tally up the cost of all the material needed to complete it If you’re hiring a contractor, request three to five quotes from reputable providers in your area Either way, you’ll end

4 Ways To Improve Your Chances Of Getting A Personal Loan

4 Ways To Improve Your Chances Of Getting A Personal Loan Are you interested in applying for a personal loan? Do you have concerns about receiving an approval? There are many benefits of a personal loan, ranging from the competitive interest rate to the fixed monthly payment. While this may be just what you’re looking for, there is no guarantee of approval. Upon reviewing your finances, you may come to find that you can improve your chances of getting a personal loan. Here are some steps you can take: 1. Review Your Credit Report As you review your credit report,


Rated 4.4 out of 5
4.4 out of 5 stars (based on 50 reviews)
Very good30%

I was hit by a car in October and was just granted unemployment however I have to wait about a week and a half till unemployment kicks in

Rated 5 out of 5
January 27, 2021

I was hit by a car riding my 49cc scooter breaking my right hand which is my primary hand my job will not let me return with restrictions. I am still employed however I am able to collect and was just approved for unemployment however I have to wait 1.5 weeks before I get my first payment I am in desperate need of a loan to carry me the 1.5 weeks I have not had any income I have not eaten I have not been able to pay my bills my credit is not the best however I will be getting a large settlement rather soon for the property damage and time missed at work approximately $9,000 and then for the surgery pain and suffering and the rest will be a couple more months my lawyer is telling me around 175,000 I only need about $500 to get me through to the unemployment comes in please help me

Jason Adams

Just need a break it's been so long

Rated 5 out of 5
January 27, 2021

I’ve been homeless for 3 yrs now I was li ing in a domestic abuse sitiuation on top of a addiction I am now sober for 2 1/2 yrs it’s very hard sometimes to live so we knowing I have to wake up to the same ol story not haveing my own place on top of tht I DNT have good credit so I usually have to pay double deposit I just DNT have enough income for tht I have been threw ALOT and I just want to get some normalcy and my own little place to feel comfortable in life again I have grandkids I want to be able to spend time with can’t really with nowhere to have them come to I just need one small break thanks for anyone who would be willing to help ps my credit is also bad from xboyfreind putting things in my name stole my identity I’m working on trying to fix that lexington law but of course they need money to help me do tht so I’m still STUCC with that I DNT want anything xtra I just need it for those two reason everything else I will be able to make happen once I get past the thank you

Shannon Toombs

Need cash to drive back to my home state for my brothers funeral

Rated 5 out of 5
January 14, 2021

If 2020 wasn’t bad enough, we have to kick off 2021 in worse fashion. I’ve applied for so many loans because every email I get makes them sound like you’re approved. Reality is NO! I see told my family I was coming home for my big brother’s funeral. But it’s not looking so hot at the moment. If I can’t find a loan or money around $300-$400 for fuel I won’t make it to my only siblings funeral! Thank you

Chad Fleming


Chad Fleming

Loan review

Rated 4 out of 5
November 12, 2020

Request review credit personal loan

Hazel Anderson

I will title this. ONE HAPPY CAMPER GETS EVERYTHING TO MAKE A WOMAN HAPPY. Goin shopping here puts me in a childlike mood. I have to see everything and touch whatever looks soft. I can go into the store with a 20 dollar bill and come out with a whole new outfit, match earrings to boot. 😄Then grab dinner on the way out the door. I am a happy camper.😄😄💝

Rated 5 out of 5
November 11, 2020

I am a disabled 63 yr old woman that’s homeless for the last 2 yrs and been sofa hoppin and stayin at my boyfriends home lately and to top it off I bring in 790.00 per month. I had trouble with some people got a hold of all my credit cards and ran them up. I put them in consolidation to try and help bring my Fico score back where it use to be , over 700,. I am looking for a loan for a down

Payment for my own home. I have become very depressed in want of a home of my own. Reo Foreclosures are pretty darn cheap…with a little elbow grease and a can of paint, its a wonder what can be accomplished. I know there is a home out there that needs me as much as I need it, for our good. Once I have those three cards paid off ill have a sqeeky clean payment history. I do have 2 accounts that I’ve been payin, ON time for near on 3 years without a single missed payment. I desperately need a home to keep my sanity, I hate to say it but if I have to stay here much longer. Ill choose the street rather than the verbal and mental abuse he puts out is mean and cuts like a knife. I am not allowed company, my family hardly see me and my youngest son is not even allow on his property to visit me, we have to go down the block to see me. I have been workin very hard to clear up my credit. I have lots of friends that think I’m an alright kinda gal. I’m always friendly to everyone no matter their physical appearance. I carry a smile everywhere I go to share with someone who may just need a kind smile to make their day. I am a first time around grandma and I need my friends and family to make a happy home. AND ill finally get to spend time with my Little O, I call him. I’ve rambled way to long so I close this and just maybe ask someone if they’d be willing to give me a hand up.

Rebecca Lee Orsborn