OpenSky® Secured Visa® Credit Card
- Credit Needed : Poor
- Credit Brand : Visa
- Annual Fee : 35.00
- Intro Purchase APR : n/a
- Regular Purchase APR : 21.89% (variable)
- Rewards Rate : n/a
Overview
- No credit check to apply and find out instantly if you are approved
- OpenSky gives everyone an opportunity to improve their credit with an 85% average approval rate for the past 5 years
- Get considered for a credit line increase after 6 months, with no additional deposit required
- You could be eligible for the OpenSky Gold Unsecured Card after as few as 6 months
- Reports to all 3 major credit bureaus monthly, unlike a prepaid or debit card
- View your FICO® Score through your OpenSky account, an easy way to stay on top of your credit
- Nearly half of OpenSky cardholders who make on-time payments improve their FICO score 30+ points in the first 3 months
- Your refundable* deposit, as low as $200, becomes your OpenSky Visa credit limit
- Easy application, apply in less than 5 minutes right from your mobile device
- Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule
- *View the cardholder agreement
Terms & Details
- Regular APR: 21.89% (variable)
- Annual Fee: $35
- Credit Line: $200-$3000 at time of application
- Credit Recommended: Poor
- Late Payment Fee: Up to $38
- Cash Advance APR: 21.89% (variable)
- Penalty APR: None
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