- No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
- The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
- Build credit quickly. OpenSky reports to all 3 major credit bureaus.
- 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
- We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
- OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
- *View our Cardholder Agreement located at the bottom of the application page for details of the card
Terms & Details
- Intro APR : n/a
- APR for Purchases : 17.39% (variable)
- APR for Cash Advances : 17.39% (variable)
- Late Fee : Up to $38
- Penalty APR : none
- Annual Fee : $35
- Rewards : none
- Purchase Intro APR : N/A
- Balance Transfer Intro APR : N/A
- Credit needed : no credit (or variations: bad credit, no credit check)
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