OpenSky® Secured Visa® Credit Card

OpenSky® Secured Visa® Credit Card

  • Credit Needed : Poor, Bad, Limited, No Credit
  • Credit Brand : Visa
  • Annual Fee : 35.00
  • Intro Purchase APR : n/a
  • Regular Purchase APR : 17.39% (variable)
  • Rewards Rate : n/a


  • No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  • The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
  • Build credit quickly. OpenSky reports to all 3 major credit bureaus.
  • 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
  • We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
  • OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card

Terms & Details

  • Intro APR : n/a
  • APR for Purchases : 17.39% (variable)
  • APR for Cash Advances : 17.39% (variable)
  • Late Fee : Up to $38
  • Penalty APR : none
  • Annual Fee : $35
  • Rewards : none
  • Purchase Intro APR : N/A
  • Balance Transfer Intro APR : N/A
  • Credit needed : no credit (or variations: bad credit, no credit check)

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